Zinc oxide / titanium dioxide
Sits on top of skin and reflects UV rays. Works immediately, tends to be gentler on sensitive or acne-prone skin, but can leave a visible cast.
Every morning before I hit the trail behind our house, sunscreen goes on before my shoes do. It's a two minute habit, but SPF only does its job if you're using the right amount, applying it the right way, and reapplying like you mean it. Here's the version of this I wish someone had handed me twenty years ago, numbers included.
SPF measures how much UVB radiation gets through to your skin, not how long you can stay in the sun. Past SPF 50, the gains get small fast, which is why chasing SPF 100 isn't the lever most people think it is.
None of these are dramatic. They're just small habits that add up to a lot less protection than the bottle promises.
This is the sequence I run before any real time outside, whether that's a garden afternoon or a beach day with the whole family.
Neither type is inherently better, they just behave differently on skin. I keep a mineral stick for my face and a chemical spray for the kids' legs and arms, mostly because that's what actually gets used.
Sits on top of skin and reflects UV rays. Works immediately, tends to be gentler on sensitive or acne-prone skin, but can leave a visible cast.
Absorbs into skin and converts UV rays to heat. Blends in clear and feels lighter, but needs that 15 minute head start before sun exposure.
Blends both types to balance broad spectrum coverage with a lighter finish. A solid default if you're only buying one bottle for the whole family.